How to Get an SBA Loan

February 10, 2009 by admin  
Filed under Business Financing, Business Tips |

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source: birmingham.bizjournals.com

The U. S. Small Business Administration offers a variety of loan programs for small businesses. But there are two main points to keep in mind if your business is considering pursuing one. First, the SBA does not directly make loans; that’s the job of financial institutions. And secondly, SBA-backed loans should be seen neither as a first recourse or a last resort. “The SBA guarantees loans – it doesn’t actually lend money,” says Carol Kuc, president of the National Association of Women Business Owners. “So it’s important to develop a relationship with a banker – one that makes SBA-backed loans.”

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Urbanham talks with Alvin Garrett about music, business and faith.

February 10, 2009 by admin  
Filed under Business Profiles |

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As we highlight the new music of Homegrown Artist Ashley Guin, we also saw an opportunity to talk with Alvin Garrett, CEO of Jiffee Mixed music, the man that started the company behind Ashley’s CD project. After visiting Alvin in his studio I thought how so many people would love to be able to work for themselves doing what they love. Since Alvin is doing such a good job at it we figured we would feature him this month in our Urban Profile section to perhaps serve as a motivation to those of you looking to make a jump to self-employment and as a role model to those that would like to pursue a career in music. Read more

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